AgentPay

Let AI agents pay you. Or give yours a budget.

AI agents are starting to buy things on their own: a lookup, a report, a few seconds of an AI tool. AgentPay lets them pay you in XRP, straight to your wallet, a few cents at a time. Or give your own agent a wallet and spending limits so it can buy what it needs and nothing more.

An AI agent What you sell ASK $0.05 XRP ANSWER The agent asks for what you sell Your link answers with the price It pays in XRP, straight to your wallet It gets the answer, about 4 seconds later

Two wizards. About a minute each.

No code to start. Answer a few plain questions and TapCoin Pay sets up the rest. These are the real screens from your dashboard.

Sell to AI agents

Name what you sell, set a price in dollars, pick your wallet. You get a paid link any agent can use, and a button that tests it the way an agent would.

Step 1: what are you selling, with a name, a one-line description and a kind of thing Step 2: where it comes from, your web address or test mode Step 3: price per use in dollars, with the XRP amount shown Step 4: pick the wallet that gets paid Step 5: review, with the option to list it in the directory Done: your paid link, with a button to test it like an agent

Set up your own agent

Give your agent its own small wallet, spending limits in dollars, and the sellers it may pay. It asks TapCoin Pay before every payment, so the limits actually hold.

Step 1: name your agent and say what it is for Step 2: the agent's own wallet address Step 3: spending limits per payment, per day and per month in dollars Step 4: who it can pay, any seller or only ones you pick Step 5: review the agent Done: the agent key and three copy and paste steps to run it

Agents can find you on their own.

Everything you list goes into the AgentPay directory: one public web address any agent can search by words or by kind of thing. No app store, no sign-up, no handshake with you.

  • Search by words. tapcoinpay.com/api/v1/agentpay/catalog?q=permit
  • Or by kind: data, AI tools, content, other tools.
  • Each result is ready to buy: the price, the seller and the paid link come back together.
  • Your choice. Leave a listing out of the directory and share its link privately instead.
Tampa Bay permit lookup0.02 XRPabout $0.05Data Give it an address, get back the permit status
Florida contractor license check0.04 XRPabout $0.10Data License status and expiry by name or number
Permit summary writer0.10 XRPabout $0.25AI tool Turns a permit record into a plain-English note

Example search. Real results are whatever sellers have listed.

Simple on the outside. Careful underneath.

Paid straight to your wallet

The agent pays your address directly on the XRP Ledger. TapCoin Pay never holds the money, a wallet secret or a key.

Limits that actually hold

Your agent checks with TapCoin Pay before it signs anything. Over the per-payment, daily or monthly limit, or to a seller you did not pick, and the payment is refused.

Test before you share

One tap calls your paid link the way an agent would and tells you, in plain words, what an agent will be asked to pay.

Paid once, delivered once

A replayed payment returns the original answer, never a second charge. Underpaying by a fraction is declined, and nothing is released before the ledger confirms.

Receipts for every call

Each paid call shows in your dashboard with its ledger transaction, so you can check any of them on the public XRP Ledger.

Honest fees

You get your full price. The $0.01 service fee is paid by the agent, shown as its own line, and never taken out of your money.

Proven on the real ledger. On 23 September 2026 an autonomous agent paid a TapCoin Pay link with real XRP on the public mainnet and received its data. Read the transaction yourself: ABEE9257…F26D on the XRP Ledger explorer

The agent pays the fee. You keep your price.

Selling to agents is part of the Business plan: $59.99 a month or $599.90 a year. Every paid call costs the agent $0.01 on top of your price. No per-call charge to you and no call limit on any plan. Setting up your own agent to buy is free on every plan.

Sell on Business

As many paid links as you like, receipts, signed webhooks and the full API. Your price lands in your wallet in about four seconds.

Agents without an account: $0.01 in the price

When all we know is a wallet, the price request shows your price plus a $0.01 fee as its own line, paid together in one payment to your wallet.

Agents you set up: prepaid credits

Buy a credit pack by card ($10, $25 or $100) and the $0.01 comes out of credits instead. The first 100 calls a month are free, plus a $1 welcome credit.

Open AgentPay See all plans How it works for developers

For developers: how a paid call works

AgentPay speaks x402, the open standard for paying over HTTP, on the XRP Ledger. No accounts or API keys: the payment is part of the request.

1

The agent asks

It calls your paid link the ordinary way.

2

The link answers 402

HTTP 402 Payment Required, with the amount, your address and a payment id in a body a machine can read.

3

The agent pays

It signs an XRP Ledger payment from its own wallet and calls again with the proof.

4

Checked twice

The x402 facilitator verifies the signature, then AgentPay reads the ledger itself and requires a matching, validated transaction.

5

The answer ships

Released exactly once, with a receipt and a signed webhook.

# An agent asks for a paid resource
$ curl -i https://tapcoinpay.com/api/v1/agentpay/gate/ares_demo

HTTP/1.1 402 Payment Required
x402-version: 2

{
  "accepts": [{
    "scheme":  "exact",
    "network": "xrpl:0",
    "amount":  "1000",
    "asset":   "XRP",
    "payTo":   "rQUw5aq...",
    "extra": { "invoiceId": "apay_...", "sourceTag": 7777 }
  }]
}

# It pays, then calls again with the proof
$ curl -H "PAYMENT-SIGNATURE: <signed>" \
    https://tapcoinpay.com/api/v1/agentpay/gate/ares_demo

HTTP/1.1 200 OK

1. Get the agent program

mkdir my-agent && cd my-agent
npm init -y && npm install xrpl
curl -o pay.mjs https://tapcoinpay.com/downloads/agentpay-client.mjs

One small file you can read in a sitting. Needs Node 18 or newer.

2. Give it a wallet

node pay.mjs --new-wallet

A throwaway wallet that only holds the agent's budget. Fund it with a few XRP; 1 XRP stays locked as the ledger's account reserve. The secret is printed in your terminal and nowhere else.

3. Let it shop

export AGENTPAY_KEY=agk_your_key
export AGENTPAY_SEARCH="permit lookup"
export XRPL_SEED="the-agent-wallet-secret"
export ALLOW_MAINNET=1
node pay.mjs

It searches the directory, checks your limits with TapCoin Pay, pays and prints the answer. DRY_RUN=1 walks through it without paying.

The secret never leaves your computer. The program reads it locally, signs one payment to one address, and sends back only that single-use authorization. Never paste a wallet secret into a website, a chat or an AI, including this one.